Spanish Version Below / Versión en Castellano a continuación

By accessing and/or utilizing any of RIPALIA’s websites located at https://potion.fi, https://potion.finance, https://kelly.finance (or any replacement URL from time to time) (collectively, “RIPALIA Sites”), any such user of any of RIPALIA Sites (the “User”) confirms and consents to be bound by these Potion Landing Page Terms and Conditions as well as any terms and conditions referenced on the respective RIPALIA Sites and all of the terms and conditions incorporated therein by reference (collectively, the “Website Terms & Conditions”).

The Website Terms & Conditions may be amended and/or updated at any time from time to time at the sole discretion of RIPALIA, and the amended versions will be considered effective as of the date and time published on the relevant RIPALIA Sites. RIPALIA may or may not choose to provide the User with a summary of changes by email or otherwise at its discretion or update the date near the top of the Website Terms & Conditions. Any amendment or update to the Website Terms & Conditions is considered effective whether or not an email or any other notice thereof is sent to the User.

1. Information provided about Potion Protocol, Risk Management and other related information

Any information provided on this and/or other RIPALIA Sites is for informational purposes only. The User should not construe any such information or other material as legal, tax, investment, financial, or other professional advice, nor does any such information constitute a comprehensive or complete statement of the matters discussed or the law relating thereto. Nothing contained on this and/or other RIPALIA Sites constitutes a solicitation, recommendation, endorsement, or offer by RIPALIA or any third party service provider to buy or sell any securities or other financial instruments in this or in any other jurisdiction.

All information provided on this and/or other RIPALIA Sites is information of a general nature and does not address the circumstances of any particular individual or entity. Nothing in this and/or other RIPALIA Sites constitutes professional and/or financial advice, nor does any such information constitute a comprehensive or complete statement of the matters discussed or the law relating thereto. RIPALIA is not a fiduciary by virtue of any person’s use of or access to this and/or other RIPALIA Sites. The User alone assumes the sole responsibility of evaluating the merits and risks associated with the use of any information provided on this and/or other RIPALIA Sites before making any decisions based on such information. The User will not hold RIPALIA nor its affiliates liable for any possible claim for damages arising from any decision the User makes based on information provided on this and/or other RIPALIA Sites.

All information and content (collectively, the "Content") provided on the website located at https://kelly.finance/, including any related subdomains and pages comprising the said website (collectively, the "Website"), is provided for information and education purposes only and does not constitute a legal contract between the owner of the Website or the author(s) of the Content (the "Authors") and any person or entity.

None of the Content constitutes - or should be understood as constituting - investment or financial advice or otherwise a recommendation to enter into any transactions or to engage in any of the investment or financial strategies presented in the Content or otherwise on the Website. It is important to do your own analysis before making any decision with reference to any of the Content based on your own personal circumstances. You must take independent financial advice from a professional in connection with, or independently research and verify, any information constituting the Content, whether for the purpose of making an investment, hedging, insurance or any other decision.

All simulations provided on the Website are solely hypothetical and for illustration purposes only. Where the Content contains simulation, projection or forecast screens, the results should only be treated as candidates for further research, not as a set of recommendations of any kind. Such simulations, projections or forecasts may help to narrow a search based on certain pre-defined criteria but none of them is a substitute for independent research reflecting your individual criteria for the relevant purposes – accordingly, you should amend and/or use them as you see fit at your sole discretion and responsibility.

Any of the Content is subject to change without prior notice. Although every reasonable effort is made to present current and accurate information relating to the Content, the Authors assumes no responsibility or liability for any errors or omissions in the Content. The Content is provided on an "as is" basis with no guarantees of completeness, accuracy, usefulness or timeliness and without any warranties of any kind, whether express or implied. In no event shall the Authors be responsible or liable, directly or indirectly, for any damage or loss caused or alleged to be caused by or in connection with the use of or reliance on any of the Content.

With regards to any information provided on this and/or other RIPALIA Sites or any other public venues such as social media, that relates to RIPALIA, any of its affiliates, “Potion”, “Potion Protocol”, or any other equivalent descriptor, RIPALIA makes the following representations and disclaimers:

• RIPALIA is the original developer of the smart contracts, associated interfaces and other software constituting the Potion Protocol (the "Code"); and
• RIPALIA may open source the Code in parts or in full in any way RIPALIA sees fit; and
• RIPALIA has not been, is not and will not be the deployer, maintainer or operator of any instances of the Code at any time in the past, present or future; and
• in case RIPALIA decides to open source the Code, it will be released "as is", without warranty of any kind, express or implied, including the warranties of merchantability, fitness for a particular purpose and noninfringement; and
• in no event shall RIPALIA or the authors of the Code be liable for any claim, damages or other liability, whether in an action of contract, tort or otherwise, arising from, out of or in connection with the Code or the use of or other dealings in the Code; and
• RIPALIA is not going to retain any control or sufficient influence over the Code or any platform or venue on which the Code may be deployed or used after RIPALIA has open-sourced the Code; and
• RIPALIA is not going to establish or maintain a business relationship with any parties making use of the Code in a way that is not fully compliant with any applicable regulations, including financial and tax regulations; and
• RIPALIA does not retain the sole rights to use the Code once the latter is open-sourced; and
• RIPALIA will not remedy any errors or bugs that may arise in the Code, if RIPALIA finds that such a remedial action would constitute exercise of control or sufficient influence over the Code; and